9 Things We Don’t Pay For (In Order to Payoff Our Debts)

Trekking through a journey to payoff debt takes a lot of things – patience, money, diligence, and also being intentional with what the goal at hand is. It’s not going to be paid off overnight, and so there have to … Continued

Three Month Follow~Up After Taking Dave Ramsey’s Financial Peace University

It’s now February 2016. My husband and I began Financial Peace University in September and finished the class in November, 2015. We’ve been working the budget together every month. We’ve been using cash more, and our envelopes. But now it’s … Continued

Financial Peace University #8: Real Estate and Mortgages

“Pay off the house early….???? Whaaaaaaaat!” That’s what most people in our FPU class were saying as we begun our lesson this past Wednesday night. For most people, having a mortgage payment for 30 (or more) years seems completely norm, … Continued

Financial Peace University #7: Retirement and College Planning

Woohoo! 7 weeks have gone by really fast, but I feel like we’ve learned a ton in our classes. This past week’s lesson was about saving appropriately for retirement and your children’s college. And Dave R. provided some great tips … Continued

Financial Peace University #6: The Role of Insurance

Insurance is one of those things that we love to hate on. Seriously. It’s a pain to pay for car insurance every month, when you (hopefully) don’t have to actually “use” it often. Every year, we get a bill in the … Continued

Financial Peace University #5: Buyer Beware

Our week 5 class was interesting but not mind blowing, earth shattering information. Basically, without coming out and saying it, Dave Ramsey tried to teach that contentment is a huge piece of the puzzle to your finances. Not needing that … Continued

Financial Peace University Week 4: Snowball the Debts

This week’s class and lesson were also very insightful, although I’ll admit – the cash flow course had me pretty fired up about managing our money better, and was my favorite week so far. In week 4, Dave Ramsey discusses … Continued

Financial Peace University Class #2: Relating with Money

My husband and I had our second FPU class this past week. The topics covered in this week’s lesson were all about relating with money – or rather, relating with each other about money. Money conversations can definitely stress people out, so … Continued

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